{"id":96024,"date":"2025-11-18T10:04:58","date_gmt":"2025-11-18T03:04:58","guid":{"rendered":"https:\/\/generali.co.th\/?page_id=96024"},"modified":"2025-11-19T09:30:37","modified_gmt":"2025-11-19T02:30:37","slug":"msme-social-protection-framework-site-2","status":"publish","type":"page","link":"https:\/\/generali.co.th\/en\/msme-social-protection-framework-site-2\/","title":{"rendered":"MSME SOCIAL PROTECTION  FRAMEWORK SITE 2"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"96024\" class=\"elementor elementor-96024\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4396d1e elementor-section-full_width elementor-section-content-middle elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"4396d1e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13be4203\" data-id=\"13be4203\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7bed333 elementor-widget elementor-widget-slider_revolution\" data-id=\"7bed333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"slider_revolution.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"wp-block-themepunch-revslider\">\n\t\t\t<!-- START MSME 2 REVOLUTION SLIDER 6.5.19 --><p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t<rs-module-wrap id=\"rev_slider_107_1_wrapper\" data-source=\"gallery\" style=\"visibility:hidden;background:transparent;padding:0;margin:0px auto;margin-top:0;margin-bottom:0;\">\n\t\t\t\t<rs-module id=\"rev_slider_107_1\" style=\"\" 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window.RS_MODULES.modules[\"revslider1071\"]!==undefined) {window.RS_MODULES.modules[\"revslider1071\"].once = false;window.revapi107 = undefined;if (window.RS_MODULES.checkMinimal!==undefined) window.RS_MODULES.checkMinimal()}\n\t\t\t\t<\/script>\n\t\t\t<\/rs-module-wrap>\n\t\t\t<!-- END REVOLUTION SLIDER -->\n<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1646c49 elementor-section-full_width elementor-section-content-middle elementor-reverse-tablet elementor-reverse-mobile elementor-hidden-desktop elementor-hidden-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"1646c49\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e80aed4\" data-id=\"e80aed4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28f115a elementor-widget elementor-widget-slider_revolution\" data-id=\"28f115a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"slider_revolution.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"wp-block-themepunch-revslider\">\n\t\t\t<!-- START MSME Mobile REVOLUTION SLIDER 6.5.19 --><p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t<rs-module-wrap id=\"rev_slider_106_2_wrapper\" data-source=\"gallery\" style=\"visibility:hidden;background:transparent;padding:0;margin:0px auto;margin-top:0;margin-bottom:0;\">\n\t\t\t\t<rs-module id=\"rev_slider_106_2\" style=\"\" data-version=\"6.5.19\">\n\t\t\t\t\t<rs-slides>\n\t\t\t\t\t\t<rs-slide style=\"position: absolute;\" data-key=\"rs-486\" data-title=\"Slide\" data-in=\"o:0;\" data-out=\"a:false;\">\n\t\t\t\t\t\t\t<img decoding=\"async\" src=\"\/\/generali.co.th\/wp-content\/plugins\/revslider\/public\/assets\/assets\/dummy.png\" alt=\"\" title=\"Your paragraph text (3)\" width=\"377\" height=\"791\" class=\"rev-slidebg tp-rs-img rs-lazyload\" data-lazyload=\"\/\/generali.co.th\/wp-content\/uploads\/2025\/11\/Your-paragraph-text-3.png\" data-bg=\"p:center top;\" data-no-retina>\n<!---->\t\t\t\t\t\t<\/rs-slide>\n\t\t\t\t\t<\/rs-slides>\n\t\t\t\t<\/rs-module>\n\t\t\t\t<script>\n\t\t\t\t\tsetREVStartSize({c: 'rev_slider_106_2',rl:[1240,1240,1240,480],el:[700,700,700,720],gw:[1240,1240,1240,480],gh:[700,700,700,720],type:'hero',justify:'',layout:'fullwidth',mh:\"0\"});if (window.RS_MODULES!==undefined && window.RS_MODULES.modules!==undefined && window.RS_MODULES.modules[\"revslider1062\"]!==undefined) {window.RS_MODULES.modules[\"revslider1062\"].once = false;window.revapi106 = undefined;if (window.RS_MODULES.checkMinimal!==undefined) window.RS_MODULES.checkMinimal()}\n\t\t\t\t<\/script>\n\t\t\t<\/rs-module-wrap>\n\t\t\t<!-- END REVOLUTION SLIDER -->\n<\/div>\r\n\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f9a853c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f9a853c\" data-element_type=\"section\" data-e-type=\"section\" data-no-translation=\"\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-af14dbf\" data-id=\"af14dbf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"make-column-clickable-elementor elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-863bb3a\" style=\"cursor: pointer;\" data-column-clickable=\"#overviewen\" data-column-clickable-blank=\"_self\" data-id=\"863bb3a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-189e0a6 elementor-widget elementor-widget-heading\" data-id=\"189e0a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#overviewen\">OVERVIEW\n<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9398b41 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"9398b41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"make-column-clickable-elementor elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-f297eef\" style=\"cursor: pointer;\" data-column-clickable=\"#toolmsmeen\" data-column-clickable-blank=\"_self\" data-id=\"f297eef\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ea354b elementor-widget elementor-widget-heading\" data-id=\"3ea354b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#toolmsmeen\">MSME Health &amp; <br>Well-being Toolkit<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5852e58 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5852e58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#toolmsmeen\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-down\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"make-column-clickable-elementor elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-0e636c2\" style=\"cursor: pointer;\" data-column-clickable=\"#InnovationChallenge\" data-column-clickable-blank=\"_self\" data-id=\"0e636c2\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ceb239 elementor-widget elementor-widget-heading\" data-id=\"9ceb239\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"#InnovationChallengeen\">Insurance Innovation Challenge<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbf0ced elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"fbf0ced\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-down\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-eeebb31\" data-id=\"eeebb31\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d05a57d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d05a57d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c921ac3\" data-id=\"2c921ac3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-73582659 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"73582659\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3f501f9f\" data-id=\"3f501f9f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7ff53ab5 elementor-widget elementor-widget-menu-anchor\" data-id=\"7ff53ab5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"overview\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0897425 elementor-widget elementor-widget-menu-anchor\" data-id=\"0897425\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"overviewen\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-564d5f90 elementor-widget elementor-widget-heading\" data-id=\"564d5f90\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-564d5f90{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15d2af61 elementor-widget elementor-widget-heading\" data-id=\"15d2af61\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Overview\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c79e3ae elementor-widget elementor-widget-text-editor\" data-id=\"5c79e3ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-5c79e3ae{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b103e04 elementor-widget elementor-widget-text-editor\" data-id=\"2b103e04\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Micro, small and medium enterprises (MSMEs) are the backbone of Thailand\u2019s economy. They account for more than 99% of all registered businesses and employ the majority of the private sector workforce. MSMEs power Thailand\u2019s tourism, food and beverage, logistics, light manufacturing, and agricultural value chains \u2014 generating income for millions of families and anchoring local economies nationwide. \u00a0<\/p><p>Despite their contribution to socio-economic growth and development, MSME&#8217;s remain highly vulnerable to a variety of climate and weather-related risks. In the face of these risks, Generali and the United Nations Development Programme (UNDP) have partnered to develop research, tools and\u202finnovative insurance solutions to build the resilience of Thailand\u2019s MSMEs, communities and value chains. This includes a Health &amp; Well-being Toolkit called \u2018Better Health, Better Business\u2019 to build MSME\u2019s awareness and understanding of risks, and an Insurance Innovation Challenge to incentivize the development of inclusive, localized MSME insurance solutions.\u202f<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f92c562 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"5f92c562\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-5f92c562\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"5f92c562\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n    <div class=\"eael-accordion-list\">\n                <div id=\"read-more\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-1601\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Read more<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1601\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"read-more\"><p>Generali and the United Nations Development Programme have partnered to support developing countries, communities and businesses access innovative insurance solutions, tools, and research that enhance their resilience to climate and health risks<\/p><p>\u00a0<\/p><p>Under this multi-year partnership, Generali has committed technical and financial resources\u202f<a href=\"https:\/\/irff.undp.org\/\">to UNDP\u2019s Insurance and Risk Finance Facility (IRFF)<\/a>\u202fin order to increase the socioeconomic wellbeing of some of the world\u2019s most vulnerable people and places. The partnership blends Generali\u2019s insurance expertise with UNDP\u2019s long-term focus on financing and development.<\/p><p>\u00a0<\/p><p>Generali, as\u202f<a href=\"https:\/\/www.generali.com\/sustainability\/responsible-business\">a responsible corporate citizen<\/a>, is strongly committed to public-private partnerships and to supporting through its expertise public bodies to reach their objectives. This includes calls to both policymakers and businesses. The former are encouraged to engage with SMEs in a targeted way, with policies to direct investments toward appropriate products and services that support more agile business operations, while SMEs are invited to invest in their own adaptability to ensure business continuity and profitability in a changing climate.<\/p><\/div>\n                <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c96968a elementor-widget elementor-widget-text-editor\" data-id=\"4c96968a\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Learn more about the partnership:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e16bb4 elementor-widget elementor-widget-video\" data-id=\"2e16bb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=0bvYwfQ3E_8&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dc8acd elementor-widget elementor-widget-video\" data-id=\"7dc8acd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;hosted&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-hosted-video elementor-wrapper elementor-open-inline\">\n\t\t\t\t\t<video class=\"elementor-video\" src=\"https:\/\/generali.co.th\/wp-content\/uploads\/2025\/11\/Generali-UNDP_SUB-ENG.mp4\" controls=\"\" preload=\"metadata\" controlslist=\"nodownload\"><\/video>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7cfbc126 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7cfbc126\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-161bfbc9\" data-id=\"161bfbc9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-28cebb92 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"28cebb92\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4a4be1f2\" data-id=\"4a4be1f2\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-232fd78 elementor-widget elementor-widget-menu-anchor\" data-id=\"232fd78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"about\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36ea1768 elementor-widget elementor-widget-heading\" data-id=\"36ea1768\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-36ea1768{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77998da5 elementor-widget elementor-widget-heading\" data-id=\"77998da5\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Better Health, Better Business: MSME Health &amp; Well-being Toolkit<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36f50ae6 elementor-widget elementor-widget-text-editor\" data-id=\"36f50ae6\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-36f50ae6{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bc84b24 elementor-widget elementor-widget-text-editor\" data-id=\"3bc84b24\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Overview<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c375722 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c375722\" data-element_type=\"section\" data-e-type=\"section\" data-no-translation=\"\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-58deb4dd\" data-id=\"58deb4dd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-130bee0f elementor-widget elementor-widget-text-editor\" data-id=\"130bee0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'Noto Sans TH', 'Noto Sans Real';\">Micro, small and medium enterprises (MSMEs) are the backbone of Thailand\u2019s economy. They account for more than 99% of all registered businesses and employ the majority of the private sector workforce. MSMEs power Thailand\u2019s tourism, food and beverage, logistics, light manufacturing, and agricultural value chains \u2014 generating income for millions of families and anchoring local economies nationwide.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-53b45ec5\" data-id=\"53b45ec5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76ca06c5 elementor-widget elementor-widget-text-editor\" data-id=\"76ca06c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'Noto Sans TH', 'Noto Sans Real';\">However, these critical economic actors are increasingly vulnerable to an often-overlooked threat: the deteriorating health and well-being of their owners and employees caused by persistent air pollution.\u202f<\/span><strong>Air quality in Thailand has deteriorated in recent years, with\u202f<\/strong><span style=\"font-family: 'Noto Sans TH', 'Noto Sans Real';\">2023 seeing annual average PM2.5 concentrations in most cities far exceeding the 20 \u00b5g\/m\u00b3 \u201cGood Quality Air\u201d threshold set by the Pollution Control Department.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f4e0a41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f4e0a41\" data-element_type=\"section\" data-e-type=\"section\" data-no-translation=\"\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3656d1e5\" data-id=\"3656d1e5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cad31d2 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"cad31d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-cad31d2\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"cad31d2\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n    <div class=\"eael-accordion-list\">\n                <div id=\"pm25-refers-to-particulate-matter-that-is-less-than-25-micrometers-in-diameter\" class=\"elementor-tab-title eael-accordion-header active-default\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-2121\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">PM2.5 refers to particulate matter that is less than 2.5 micrometers in diameter<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-2121\" class=\"eael-accordion-content clearfix active-default\" data-tab=\"1\" aria-labelledby=\"pm25-refers-to-particulate-matter-that-is-less-than-25-micrometers-in-diameter\"><p>\u2014about 30 times smaller than the width of a human hair. These tiny particles are released into the air from sources like vehicle exhaust, industrial emissions, burning of crops, and even cooking.<\/p><p>Because PM2.5 is so small, it can <strong>penetrate deep into the lungs and even enter the bloodstream<\/strong>, posing serious health risks. Exposure to high levels of PM2.5 is linked to respiratory problems, heart disease, stroke, and can worsen conditions like asthma.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"why-it-matters-in-thailand\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-2122\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Why It Matters in Thailand<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-2122\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"why-it-matters-in-thailand\"><p>Thailand often experiences high PM2.5 levels, especially during:<\/p><ul><li><strong>Dry season and crop burning<\/strong> in the North<\/li><li><strong>Traffic congestion<\/strong> in urban areas like Bangkok<\/li><li><strong>Industrial zones<\/strong> with limited pollution control<br \/>This makes air quality a major public health concern. Monitoring PM2.5 helps people make informed decisions\u2014like wearing masks, using air purifiers, or avoiding outdoor activities during pollution spikes<p>The health toll is already visible.\u202fMonths with PM2.5 levels above the safe threshold correlate with significantly higher outpatient department (OPD)\u202fvisits for pollution-related diseases among SME workers. In Bangkok, OPD frequency during high-pollution months was 8\u201314% higher than during cleaner months, and it rose 28\u201335% year-on-year alongside rising PM2.5 levels\u202fdue to rising climate risks.<\/p><\/li><li style=\"list-style-type: none;\">\u00a0<\/li><\/ul><\/div>\n                <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7871502c headfont elementor-widget elementor-widget-heading\" data-id=\"7871502c\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Why This Threatens MSME Business Continuity and Thailand\u2019s Economy<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71a05627 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"71a05627\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-71a05627\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"71a05627\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n    <div class=\"eael-accordion-list\">\n                <div id=\"workforce-disruption\" class=\"elementor-tab-title eael-accordion-header active-default\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-1901\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Workforce Disruption<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1901\" class=\"eael-accordion-content clearfix active-default\" data-tab=\"1\" aria-labelledby=\"workforce-disruption\"><p>MSMEs typically rely on a small, dedicated team. When owners or key staff fall ill, business operations are interrupted, leading to delayed orders, missed opportunities, and reduced revenue.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"rising-costs-and-shrinking-margins\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-1902\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Rising Costs and Shrinking Margins<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1902\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"rising-costs-and-shrinking-margins\"><p>Increased absenteeism, medical expenses, lost workdays,\u202fmedical expenses, and staff turnover raise operating costs \u2014 which many MSMEs cannot afford.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"reduced-competitiveness-and-growth-potential\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-1903\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Reduced Competitiveness and Growth Potential<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1903\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"reduced-competitiveness-and-growth-potential\"><p>Declining productivity and morale weaken market competitiveness, stalling business expansion and deterring new entrepreneurs.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"macroeconomic-spillovers\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-1904\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Macroeconomic Spillovers<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1904\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"macroeconomic-spillovers\"><p>Given MSMEs\u2019 central role in employment and supply chains, widespread health-related disruptions could slow Thailand\u2019s economic growth\u202fwith a ripple effect in the regional and global economy, undermining\u202fprogress toward the Sustainable Development Goals<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"despite-these-significant-risks\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-1905\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Despite these significant risks<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1905\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"despite-these-significant-risks\"><p><strong>\u202fhealth and well-being considerations are rarely integrated into MSME risk management or business continuity planning<\/strong>, leaving a systemic blind spot in Thailand\u2019s economic resilience.<\/p><p>About the Partnership (same inputs as from Malaysia\u2019s?)<\/p><p>Under this multiyear partnership, Generali and the Insurance and Risk Finance Facility (IRFF) led by UNDP are blending Generali\u2019s insurance expertise with UNDP\u2019s long-term focus on financing and development to increase the socioeconomic wellbeing of some of the world\u2019s most vulnerable people and places. Our partnership brings together leading organizations to equip MSMEs with practical tools and resources for safeguarding health and well-being\u2014ensuring business continuity and supporting sustainable economic growth.\u202f<a href=\"https:\/\/www.undp.org\/press-releases\/undp-and-generali-partner-develop-insurance-and-risk-finance-solutions\">Learn more about the partnership<\/a>.About the Tool<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"increase-awareness-of-health-related-risks\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-1906\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Increase Awareness of Health-Related Risks<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1906\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"increase-awareness-of-health-related-risks\"><p>Equip MSME owners and managers with knowledge about how air pollution and other workplace health risks can disrupt operations, reduce productivity, and threaten business continuity.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"profile-and-assess-risk-exposure\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"7\" aria-controls=\"elementor-tab-content-1907\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Profile and Assess Risk Exposure<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1907\" class=\"eael-accordion-content clearfix\" data-tab=\"7\" aria-labelledby=\"profile-and-assess-risk-exposure\"><p>Provide an easy-to-use self-assessment where MSMEs input basic business information (location, sector, workforce size, workplace conditions) to estimate their exposure to health and pollution-related risks.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"link-health-risks-to-business-impacts\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"8\" aria-controls=\"elementor-tab-content-1908\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Link Health Risks to Business Impacts<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1908\" class=\"eael-accordion-content clearfix\" data-tab=\"8\" aria-labelledby=\"link-health-risks-to-business-impacts\"><p>Demonstrate to users how poor health outcomes among owners or employees can lead to operational disruptions, revenue losses, absenteeism, and increased costs, reinforcing the business case for proactive risk management.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"provide-practical-context-appropriate-risk-mitigation-measures-\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"9\" aria-controls=\"elementor-tab-content-1909\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Provide Practical, Context-Appropriate Risk Mitigation Measures <\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-1909\" class=\"eael-accordion-content clearfix\" data-tab=\"9\" aria-labelledby=\"provide-practical-context-appropriate-risk-mitigation-measures-\"><p>Deliver tailored cost \u2013 effective recommendations (e.g., better ventilation, protective equipment, flexible scheduling, health monitoring) suited to the MSME\u2019s size and sector.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"connect-to-support-services-and-resources\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"10\" aria-controls=\"elementor-tab-content-19010\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Connect to Support Services and Resources<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-19010\" class=\"eael-accordion-content clearfix\" data-tab=\"10\" aria-labelledby=\"connect-to-support-services-and-resources\"><p>Guide users to relevant occupational health programs, public health alerts, affordable health insurance products, workplace safety guidelines, and financial incentives.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"foster-a-culture-of-health-risk-management-in-smes\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"11\" aria-controls=\"elementor-tab-content-19011\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Foster a Culture of Health Risk Management in SMEs<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-19011\" class=\"eael-accordion-content clearfix\" data-tab=\"11\" aria-labelledby=\"foster-a-culture-of-health-risk-management-in-smes\"><p>Encourage integration of health and well-being considerations into MSME continuity planning and resilience strategies, fostering longer-term behavioral and institutional change.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"generate-data-to-inform-policy-and-market-solutions\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"12\" aria-controls=\"elementor-tab-content-19012\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Generate Data to Inform Policy and Market Solutions<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-19012\" class=\"eael-accordion-content clearfix\" data-tab=\"12\" aria-labelledby=\"generate-data-to-inform-policy-and-market-solutions\"><p>Aggregate anonymized usage data to help policymakers, industry groups, and insurers understand sector-wide health risk trends and design targeted support mechanisms.<\/p><p>Safeguarding the health of MSME owners and employees is not just a social responsibility \u2014 it is an economic imperative. As Thailand advances toward inclusive and sustainable development, tackling air pollution and protecting SME workforce health will be essential to sustaining the country\u2019s growth engine. Better Health, Better Business for a brighter future.<\/p><\/div>\n                <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d1c6ea elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5d1c6ea\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-15e9b764\" data-id=\"15e9b764\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-afbc8e4 elementor-widget elementor-widget-menu-anchor\" data-id=\"afbc8e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"toolmsme\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fbcab5 elementor-widget elementor-widget-menu-anchor\" data-id=\"3fbcab5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"toolmsmeen\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c8fb94b elementor-widget elementor-widget-shortcode\" data-id=\"3c8fb94b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div id=\"st-pm-wrap\">\r\n    <div id=\"st-pm-step\">\r\n        <div id=\"st-pm-title\">\r\n            <h2 class=\"text-center text-red\">Check your SME's health risks in easy steps<\/h2>\r\n        <\/div>\r\n        <div id=\"st-pm-progress-bar-wrap\">\r\n            <div id=\"st-pm-progress-bar\">\r\n                <div class=\"progress\" style=\"width:33.33%;\"><\/div>\r\n            <\/div>\r\n        <\/div>\r\n        <div id=\"st-pm-quiz-wrap\">\r\n            <div id=\"pm-box-data\">\r\n                <div id=\"st-pm-quiz\">\r\n                    <div class=\"pm-quiz-box justify-between active\" data-id=\"1\">\r\n                        <div class=\"pm-quiz-left\">\r\n                            <h4>Air Quality Risk<\/h4>\r\n                            <div class=\"desc\">Select your region and province to evaluate monthly air quality.<\/div>\r\n                            <div class=\"select-choice\">\r\n                                <h6>Region<\/h6>\r\n                                <div>\r\n                                    <select class=\"st-select\" id=\"st-select-region\"><\/select>\r\n                                <\/div>\r\n                            <\/div>\r\n                            <div class=\"select-choice\">\r\n                                <h6>Province<\/h6>\r\n                                <div>\r\n                                    <select class=\"st-select\" id=\"st-select-province\"><\/select>\r\n                                <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                        <div class=\"pm-quiz-right\">\r\n                            <div id=\"st-pm-month\">\r\n                                <div id=\"pm-month-1\">\r\n                                    <h6>Jan<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-2\">\r\n                                    <h6>Feb<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-3\">\r\n                                    <h6>Mar<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-4\">\r\n                                    <h6>Apr<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-5\">\r\n                                    <h6>May<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-6\">\r\n                                    <h6>Jun<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-7\">\r\n                                    <h6>Jul<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-8\">\r\n                                    <h6>Aug<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-9\">\r\n                                    <h6>Sep<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-10\">\r\n                                    <h6>Oct<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-11\">\r\n                                    <h6>Nov<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                                <div id=\"pm-month-12\">\r\n                                    <h6>Dec<\/h6>\r\n                                    <div class=\"pm-color-level-circle\"><\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                            <div id=\"st-pm-level-detail\">\r\n                                <p>\r\n                                    The air quality depends on the concentration of very small invisible particles in the air, mostly coming from pollution (cars, factories, smoke). They can enter the lungs and affect health, especially when their level is high.                                <\/p>\r\n                                <div id=\"st-pm-level-list\">\r\n                                    <div class=\"flex\">\r\n                                        <div class=\"pm-level-circle bg-pm-green\"><\/div>\r\n                                        <div class=\"pm-level-desc\">Green - Good air quality<\/div>\r\n                                    <\/div>\r\n                                    <div class=\"flex\">\r\n                                        <div class=\"pm-level-circle bg-pm-yellow\"><\/div>\r\n                                        <div class=\"pm-level-desc\">Yellow - Moderate air quality<\/div>\r\n                                    <\/div>\r\n                                    <div class=\"flex\">\r\n                                        <div class=\"pm-level-circle bg-pm-orange\"><\/div>\r\n                                        <div class=\"pm-level-desc\">Orange - Air quality begins to affect health<\/div>\r\n                                    <\/div>\r\n                                    <div class=\"flex\">\r\n                                        <div class=\"pm-level-circle bg-pm-red\"><\/div>\r\n                                        <div class=\"pm-level-desc\">Red - Air quality affects health<\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                    <div class=\"pm-quiz-box justify-between\" data-id=\"2\">\r\n                        <div class=\"pm-quiz-left\">\r\n                            <button id=\"btn-pm-previous\"><\/button>\r\n                            <h4>Impact<\/h4>\r\n                            <div class=\"desc\">Calculation based on expected productivity and health impacts related to poor air quality, adjusted to your industry and workforce size<\/div>\r\n                            <div class=\"select-choice\">\r\n                                <h6>Industry group<\/h6>\r\n                                <div>\r\n                                    <select class=\"st-select\" id=\"st-select-industry-group\"><\/select>\r\n                                <\/div>\r\n                            <\/div>\r\n                            <div class=\"select-choice\">\r\n                                <h6>Industry type<\/h6>\r\n                                <div>\r\n                                    <select class=\"st-select\" id=\"st-select-industry-type\"><\/select>\r\n                                <\/div>\r\n                            <\/div>\r\n                            <div class=\"select-choice\">\r\n                                <h6>Number of Employees<\/h6>\r\n                                <div>\r\n                                    <select class=\"st-select\" id=\"st-select-number-employee\"><\/select>\r\n                                <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                        <div id=\"pm-chart\" class=\"pm-quiz-right\">                            \r\n                            <div class=\"pm-chart-box\">\r\n                                <h6 class=\"text-center\">Non Working Days<\/h6>\r\n                                <canvas id=\"st-pm-non-working-chart\" height=\"100\"><\/canvas>\r\n                                <div class=\"pm-chart-note\">Estimated workdays lost due to poor air quality<\/div>\r\n                            <\/div>\r\n                            <div class=\"pm-chart-box\">\r\n                                <h6 class=\"text-center\">Losses (THB)<\/h6>\r\n                                <canvas id=\"st-pm-loss-chart\" height=\"100\"><\/canvas>\r\n                                <div class=\"pm-chart-note\">Financial losses calculated from lost workdays<\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                    <div class=\"pm-quiz-box justify-between\" data-id=\"3\">\r\n                        <div class=\"pm-quiz-left\">\r\n                            <button id=\"btn-pm-previous-2\"><\/button>\r\n                            <h4>Prevention Measures & <br \/>Recommendations<\/h4>\r\n                            <div class=\"desc\">Please select Air Quality Risk and Work Type. <\/div>\r\n                            <div class=\"pm-sub-box\">\r\n                                <h6>Air Quality Risk<\/h6>\r\n                                <div id=\"st-risk-color-box\" class=\"flex\">\r\n                                    <div class=\"pm-color-box bg-pm-red hide\" data-id=\"4\">Red<\/div>\r\n                                    <div class=\"pm-color-box bg-pm-orange hide\" data-id=\"3\">Orange<\/div>\r\n                                    <div class=\"pm-color-box bg-pm-yellow hide\" data-id=\"2\">Yellow<\/div>\r\n                                    <div class=\"pm-color-box bg-pm-green hide\" data-id=\"1\">Green<\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                            <div class=\"pm-sub-box\">\r\n                                <h6>Work type<\/h6>\r\n                                <div id=\"st-work-type-choice\" class=\"choice flex\">\r\n                                    <label class=\"\"><input type=\"radio\" name=\"work_type\" value=\"2\" \/>Indoor Team<\/label>\r\n                                    <label class=\"\"><input type=\"radio\" name=\"work_type\" value=\"1\" \/>Outdoor Team<\/label>\r\n                                <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                        <div class=\"pm-quiz-right\">\r\n                         \r\n                            <div id=\"pm-solution-box-1\" class=\"pm-solution-box\">\r\n                                <div class=\"pm-solution-head text-center font-white pm-collapse-open\">General<\/div>\r\n                                <div class=\"pm-solution-body\"><\/div>\r\n                            <\/div>\r\n                            \r\n                            <div id=\"pm-solution-box-2\" class=\"pm-solution-box\">\r\n                                <div class=\"pm-solution-head text-center font-white pm-collapse-open\">Sensitive<\/div>\r\n                                <div class=\"pm-solution-body\"><\/div>\r\n                            <\/div>\r\n                        \r\n                            <div id=\"pm-solution-box-3\" class=\"pm-solution-box\">\r\n                                <div class=\"pm-solution-head text-center font-white\">click here for responsible industry action<\/div>\r\n                                <div class=\"pm-solution-body\" style=\"display: none;\">\r\n                                    <div id=\"pm-industry-info\">\r\n                                        <div id=\"pm-industry-group-info\" class=\"pm-industry-info-box flex\">\r\n                                            <strong>Industry group<\/strong> \r\n                                            <div class=\"q\">:<\/div> \r\n                                            <div class=\"desc\">-<\/div>\r\n                                        <\/div>\r\n                                        <div id=\"pm-industry-type-info\" class=\"pm-industry-info-box flex\">\r\n                                            <strong>Industry type<\/strong>\r\n                                            <div class=\"q\">:<\/div> \r\n                                            <div class=\"desc\">-<\/div>\r\n                                        <\/div>\r\n                                    <\/div>\r\n                                    <div id=\"pm-key-emission-source\" class=\"pm-response-desc-box\">\r\n                                        <h5>Key Emission Sources<\/h5>\r\n                                        <div class=\"desc\">-<\/div>\r\n                                    <\/div>\r\n                                    <div id=\"pm-recommend-action\" class=\"pm-response-desc-box\">\r\n                                        <h5>Recommended Actions<\/h5>\r\n                                        <div class=\"desc\">-<\/div>\r\n                                    <\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n\r\n                            <div id=\"pm-solution-note\">Sensitive groups (elderly, children, pregnant women, people with asthma or chronic lung disease)<\/div>\r\n                                \r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div id=\"pm-box-button\">\r\n                <button id=\"btn-pm-next\" class=\"text-white\">\r\n                    NEXT<span id=\"btn-pm-next-question\">: Impact on my activity<\/span>\r\n                    <span id=\"btn-pm-next-icon\"><\/span>\r\n                <\/button>\r\n                <button id=\"btn-pm-restart\" class=\"text-white\">\r\n                    Retake Assessment                <\/button>\r\n            <\/div>\r\n        <\/div>        \r\n    <\/div>\r\n<\/div>\r\n\r\n<script>\r\n    const pmDataURL = 'https:\/\/generali.co.th\/wp-content\/plugins\/st-pm\/data\/';\r\n    const pmLang = 'en';\r\n<\/script>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-107b1945 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"107b1945\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-no-translation=\"\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b9ddc80\" data-id=\"7b9ddc80\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b754e1f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b754e1f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-65ad8807\" data-id=\"65ad8807\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8178c4 elementor-widget elementor-widget-menu-anchor\" data-id=\"c8178c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"InnovationChallengeen\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54e7047c elementor-widget elementor-widget-heading\" data-id=\"54e7047c\" data-element_type=\"widget\" data-e-type=\"widget\" data-no-translation=\"\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Insurance Innovation Challenge<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-492ed0c2 elementor-widget elementor-widget-text-editor\" data-id=\"492ed0c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"color: #000000;\">Join the global community of insurance innovators and make a difference for <strong>MSME<\/strong> <strong>workers in Thailand.<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-270883a4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"270883a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/statics.teams.cdn.office.net\/evergreen-assets\/safelinks\/2\/atp-safelinks.html\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Submit  Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c59514b elementor-widget elementor-widget-text-editor\" data-id=\"1c59514b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In Thailand, MSMEs contribute over <span style=\"color: #c21b17;\"><strong>35%<\/strong><\/span> of GDP and employ more than <span style=\"color: #c21b17;\"><strong>70%<\/strong><\/span> of the workforce, but are under increasing strain from global risks and market volatility.<\/p><p><img decoding=\"async\" class=\"alignleft wp-image-65885\" src=\"https:\/\/gt-corpweb-phase2-uat.generali.co.th\/wp-content\/uploads\/2025\/08\/GDP35.jpg\" alt=\"\" width=\"390\" height=\"427\" \/><strong>The sustainability and productivity of<\/strong> <span style=\"color: #c21b17;\"><strong>Thailand\u2019s MSME sector<\/strong><\/span> depend heavily on the well-being of its workforce.<\/p><p>Despite progress in achieving universal health coverage in Thailand, many MSME workers remain excluded from social security schemes and are vulnerable to financial hardship due to rising medical expenses.<\/p><p>Limited access to healthcare and financial protection can lead to increased absenteeism, reduced productivity, and economic insecurity for both workers and MSMEs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3723b18a elementor-widget elementor-widget-text-editor\" data-id=\"3723b18a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\"><span style=\"color: #c21b17; text-decoration: underline;\"><strong>Challenge Overview<\/strong><\/span><\/span><\/p><p>To address these challenges, <span style=\"color: #0469b0;\"><strong>UNDP<\/strong><\/span> and <span style=\"color: #c21b17;\"><strong>Generali<\/strong><\/span> have launched an Insurance Innovation Challenge to identify, support, and scale inclusive, localized health and life insurance solutions for MSME workers.<\/p><p>By fostering and scaling up insurance solutions, the Innovation Challenge will contribute to Thailand\u2019s social protection framework, strengthen economic stability, reduce vulnerabilities, and provide a critical safety net for MSME workers in the country.<\/p><p>Two winning solutions will be awarded up to <span style=\"color: #c21b17;\"><strong>US$40,000<\/strong><\/span>, as well as receive technical assistance and be invited to join a global community of insurance innovators<\/p><p>\u00a0<\/p><p><span style=\"text-decoration: underline;\"><span style=\"color: #c21b17; text-decoration: underline;\"><strong>Focus Areas<\/strong><\/span><\/span><\/p><p><strong>The <span style=\"color: #0469b0;\">UNDP<\/span> &#8211; <span style=\"color: #c21b17;\">Generali<\/span> Innovation Challenge for Thailand will focus on:<\/strong><\/p><ul><li>Expanding affordable, accessible, and scalable existing health and life insurance solutions tailored to MSME employees.<\/li><li>Strengthening linkages between private insurance solutions and Thailand\u2019s existing social protection schemes, such as the Civil Servant Medical Benefit Scheme (CSMBS) for public employees, the Social Security Scheme (SSS) for private sector employees, and the Universal Coverage Scheme (UCS).<\/li><li>Leveraging technology to improve insurance accessibility, affordability, and efficiency.<\/li><li>Scaling up of existing innovative products such as remittance-linked insurance, credit-linked life insurance, and insurance for gig workers who are working for ride-hailing or delivery companies.<\/li><li>Enhancing financial literacy and trust in insurance products among MSME workers<\/li><li>Through the Innovation Challenge, <span style=\"color: #0469b0;\"><strong>UNDP<\/strong><\/span> and <span style=\"color: #c21b17;\"><strong>Generali<\/strong><\/span> will seek out two existing innovative solutions with the following main attributes:<\/li><li>Build MSME resilience to health and related risks, allowing them to grow and invest, and be more productive. Products can cover, for example, health, disability, life, and business continuity due to health risks, specific or multiple risks for owners and staff.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dadb7b2 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"dadb7b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/statics.teams.cdn.office.net\/evergreen-assets\/safelinks\/2\/atp-safelinks.html\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Submit  Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15bba4b8 elementor-widget elementor-widget-text-editor\" data-id=\"15bba4b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Other favorable product features include:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3578c1f3 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"3578c1f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-3578c1f3\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"3578c1f3\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n    <div class=\"eael-accordion-list\">\n                <div id=\"innovation\" class=\"elementor-tab-title eael-accordion-header active-default\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-8971\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Innovation<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-8971\" class=\"eael-accordion-content clearfix active-default\" data-tab=\"1\" aria-labelledby=\"innovation\"><p><span style=\"color: #595959;\">Scaling up of existing innovative insurance products that specifically focus on MSMEs in Thailand and employ innovative approaches and technologies such as AI;<\/span><\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"sustainability-\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-8972\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Sustainability <\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-8972\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"sustainability-\"><p>The project should demonstrate self-sustainability by the end of the agreed support period, which requires achieving sufficient scale and increasing efficiency and impact.<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"sales-and-distribution-strategy\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-8973\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Sales and Distribution strategy<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-8973\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"sales-and-distribution-strategy\"><p>Not simply selling insurance in isolation, but complementing other services demanded by MSMEs through embedded approaches;<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"sustainable-development-goals-sdgs\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-8974\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Sustainable Development Goals (SDGs)<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-8974\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"sustainable-development-goals-sdgs\"><p>Should show a demonstrable impact on the SDGs<\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"scale-potential\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-8975\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Scale Potential<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-8975\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"scale-potential\"><p>The proposed project must have a potential for financial, social and environmental sustainability and scale-up; <\/p><\/div>\n                <\/div><div class=\"eael-accordion-list\">\n                <div id=\"gender\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-8976\"><span class=\"eael-advanced-accordion-icon-closed\"><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Gender<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-8976\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"gender\"><p>Innovations should also include a focus on ensuring gender equity. Applicants must ensure that gender perspectives and attention to the goal of gender equality are central to the proposed innovation. <\/p><\/div>\n                <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-41de370 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41de370\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf5d2c5\" data-id=\"cf5d2c5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a30b47 elementor-widget elementor-widget-video\" data-id=\"2a30b47\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=PXML8MZrbZY&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>OVERVIEW MSME Health &amp; Well-being Toolkit Insurance Innovation Challenge OVERVIEW MSME Health &amp; Well-being Toolkit Insurance Innovation Challenge Overview \u0e04\u0e27\u0e32\u0e21\u0e23\u0e48\u0e27\u0e21\u0e21\u0e37\u0e2d\u0e23\u0e30\u0e2b\u0e27\u0e48\u0e32\u0e07\u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48 \u0e41\u0e25\u0e30 \u0e42\u0e04\u0e23\u0e07\u0e01\u0e32\u0e23\u0e1e\u0e31\u0e12\u0e19\u0e32\u0e41\u0e2b\u0e48\u0e07\u0e2a\u0e2b\u0e1b\u0e23\u0e30\u0e0a\u0e32\u0e0a\u0e32\u0e15\u0e34 (UNDP) \u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48 \u0e41\u0e25\u0e30 \u0e42\u0e04\u0e23\u0e07\u0e01\u0e32\u0e23\u0e1e\u0e31\u0e12\u0e19\u0e32\u0e41\u0e2b\u0e48\u0e07\u0e2a\u0e2b\u0e1b\u0e23\u0e30\u0e0a\u0e32\u0e0a\u0e32\u0e15\u0e34 (UNDP) \u0e44\u0e14\u0e49\u0e23\u0e48\u0e27\u0e21\u0e21\u0e37\u0e2d\u0e01\u0e31\u0e19\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e2a\u0e19\u0e31\u0e1a\u0e2a\u0e19\u0e38\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e01\u0e33\u0e25\u0e31\u0e07\u0e1e\u0e31\u0e12\u0e19\u0e32\u0e43\u0e19\u0e14\u0e49\u0e32\u0e19\u0e01\u0e32\u0e23\u0e40\u0e02\u0e49\u0e32\u0e16\u0e36\u0e07\u0e01\u0e32\u0e23\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e41\u0e25\u0e30\u0e42\u0e0b\u0e25\u0e39\u0e0a\u0e31\u0e19\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23\u0e40\u0e07\u0e34\u0e19\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e01\u0e32\u0e23\u0e1a\u0e23\u0e34\u0e2b\u0e32\u0e23\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2a\u0e35\u0e48\u0e22\u0e07 \u0e0b\u0e36\u0e48\u0e07\u0e0a\u0e48\u0e27\u0e22\u0e40\u0e2a\u0e23\u0e34\u0e21\u0e2a\u0e23\u0e49\u0e32\u0e07\u0e04\u0e27\u0e32\u0e21\u0e2a\u0e32\u0e21\u0e32\u0e23\u0e16\u0e43\u0e19\u0e01\u0e32\u0e23\u0e23\u0e31\u0e1a\u0e21\u0e37\u0e2d\u0e1b\u0e31\u0e0d\u0e2b\u0e32\u0e02\u0e2d\u0e07\u0e0a\u0e38\u0e21\u0e0a\u0e19\u0e41\u0e25\u0e30\u0e18\u0e38\u0e23\u0e01\u0e34\u0e08\u0e43\u0e19\u0e17\u0e49\u0e2d\u0e07\u0e16\u0e34\u0e48\u0e19 \u0e20\u0e32\u0e22\u0e43\u0e15\u0e49\u0e04\u0e27\u0e32\u0e21\u0e23\u0e48\u0e27\u0e21\u0e21\u0e37\u0e2d\u0e23\u0e30\u0e22\u0e30\u0e22\u0e32\u0e27\u0e04\u0e23\u0e31\u0e49\u0e07\u0e19\u0e35\u0e49 \u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48\u0e25\u0e35\u0e48\u0e21\u0e38\u0e48\u0e07\u0e43\u0e2b\u0e49\u0e01\u0e32\u0e23\u0e2a\u0e19\u0e31\u0e1a\u0e2a\u0e19\u0e38\u0e19\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e32\u0e01\u0e23\u0e17\u0e31\u0e49\u0e07\u0e17\u0e32\u0e07\u0e14\u0e49\u0e32\u0e19\u0e40\u0e17\u0e04\u0e19\u0e34\u0e04\u0e41\u0e25\u0e30\u0e17\u0e32\u0e07\u0e14\u0e49\u0e32\u0e19\u0e01\u0e32\u0e23\u0e40\u0e07\u0e34\u0e19\u0e43\u0e2b\u0e49\u0e01\u0e31\u0e1a\u0e42\u0e04\u0e23\u0e07\u0e01\u0e32\u0e23 Insurance and Risk Finance Facility (IRFF) \u0e02\u0e2d\u0e07 UNDP \u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e22\u0e01\u0e23\u0e30\u0e14\u0e31\u0e1a\u0e04\u0e38\u0e13\u0e20\u0e32\u0e1e\u0e0a\u0e35\u0e27\u0e34\u0e15\u0e17\u0e32\u0e07\u0e40\u0e28\u0e23\u0e29\u0e10\u0e01\u0e34\u0e08\u0e41\u0e25\u0e30\u0e2a\u0e31\u0e07\u0e04\u0e21\u0e43\u0e2b\u0e49\u0e41\u0e01\u0e48\u0e1b\u0e23\u0e30\u0e0a\u0e32\u0e0a\u0e19\u0e41\u0e25\u0e30\u0e1e\u0e37\u0e49\u0e19\u0e17\u0e35\u0e48\u0e17\u0e35\u0e48\u0e40\u0e1b\u0e23\u0e32\u0e30\u0e1a\u0e32\u0e07\u0e17\u0e35\u0e48\u0e2a\u0e38\u0e14\u0e43\u0e19\u0e42\u0e25\u0e01 \u0e42\u0e14\u0e22\u0e1c\u0e2a\u0e32\u0e19\u0e04\u0e27\u0e32\u0e21\u0e40\u0e0a\u0e35\u0e48\u0e22\u0e27\u0e0a\u0e32\u0e0d\u0e14\u0e49\u0e32\u0e19\u0e01\u0e32\u0e23\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e02\u0e2d\u0e07\u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48\u0e40\u0e02\u0e49\u0e32\u0e01\u0e31\u0e1a\u0e27\u0e34\u0e2a\u0e31\u0e22\u0e17\u0e31\u0e28\u0e19\u0e4c\u0e43\u0e19\u0e23\u0e30\u0e22\u0e30\u0e22\u0e32\u0e27\u0e02\u0e2d\u0e07 \u0e23\u0e30\u0e22\u0e30\u0e22\u0e32\u0e27\u0e02\u0e2d\u0e07 UNDP \u0e43\u0e19\u0e01\u0e32\u0e23\u0e2a\u0e19\u0e31\u0e1a\u0e2a\u0e19\u0e38\u0e19\u0e14\u0e49\u0e32\u0e19\u0e01\u0e32\u0e23\u0e40\u0e07\u0e34\u0e19\u0e41\u0e25\u0e30\u0e01\u0e32\u0e23\u0e1e\u0e31\u0e12\u0e19\u0e32 \u0e19\u0e2d\u0e01\u0e08\u0e32\u0e01\u0e19\u0e35\u0e49 \u0e20\u0e32\u0e22\u0e43\u0e15\u0e49\u0e04\u0e27\u0e32\u0e21\u0e23\u0e48\u0e27\u0e21\u0e21\u0e37\u0e2d\u0e14\u0e31\u0e07\u0e01\u0e25\u0e48\u0e32\u0e27 \u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48 \u0e41\u0e25\u0e30 UNDP \u0e22\u0e31\u0e07\u0e43\u0e2b\u0e49\u0e01\u0e32\u0e23\u0e2a\u0e19\u0e31\u0e1a\u0e2a\u0e19\u0e38\u0e19 InsuResilience Vision 2025 \u0e0b\u0e36\u0e48\u0e07\u0e23\u0e27\u0e21\u0e16\u0e36\u0e07\u0e01\u0e32\u0e23\u0e0a\u0e48\u0e27\u0e22\u0e43\u0e2b\u0e49\u0e1b\u0e23\u0e30\u0e0a\u0e32\u0e0a\u0e19\u0e17\u0e35\u0e48\u0e40\u0e1b\u0e23\u0e32\u0e30\u0e1a\u0e32\u0e07 500 [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-96024","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MSME SOCIAL PROTECTION FRAMEWORK SITE 2 | Global Standard Insurance Company in Thailand | GENERALI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/generali.co.th\/en\/msme-social-protection-framework-site-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MSME SOCIAL PROTECTION FRAMEWORK SITE 2 | Global Standard Insurance Company in Thailand | GENERALI\" \/>\n<meta property=\"og:description\" content=\"OVERVIEW MSME Health &amp; Well-being Toolkit Insurance Innovation Challenge OVERVIEW MSME Health &amp; Well-being Toolkit Insurance Innovation Challenge Overview \u0e04\u0e27\u0e32\u0e21\u0e23\u0e48\u0e27\u0e21\u0e21\u0e37\u0e2d\u0e23\u0e30\u0e2b\u0e27\u0e48\u0e32\u0e07\u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48 \u0e41\u0e25\u0e30 \u0e42\u0e04\u0e23\u0e07\u0e01\u0e32\u0e23\u0e1e\u0e31\u0e12\u0e19\u0e32\u0e41\u0e2b\u0e48\u0e07\u0e2a\u0e2b\u0e1b\u0e23\u0e30\u0e0a\u0e32\u0e0a\u0e32\u0e15\u0e34 (UNDP) \u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48 \u0e41\u0e25\u0e30 \u0e42\u0e04\u0e23\u0e07\u0e01\u0e32\u0e23\u0e1e\u0e31\u0e12\u0e19\u0e32\u0e41\u0e2b\u0e48\u0e07\u0e2a\u0e2b\u0e1b\u0e23\u0e30\u0e0a\u0e32\u0e0a\u0e32\u0e15\u0e34 (UNDP) \u0e44\u0e14\u0e49\u0e23\u0e48\u0e27\u0e21\u0e21\u0e37\u0e2d\u0e01\u0e31\u0e19\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e2a\u0e19\u0e31\u0e1a\u0e2a\u0e19\u0e38\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e01\u0e33\u0e25\u0e31\u0e07\u0e1e\u0e31\u0e12\u0e19\u0e32\u0e43\u0e19\u0e14\u0e49\u0e32\u0e19\u0e01\u0e32\u0e23\u0e40\u0e02\u0e49\u0e32\u0e16\u0e36\u0e07\u0e01\u0e32\u0e23\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e41\u0e25\u0e30\u0e42\u0e0b\u0e25\u0e39\u0e0a\u0e31\u0e19\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23\u0e40\u0e07\u0e34\u0e19\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e01\u0e32\u0e23\u0e1a\u0e23\u0e34\u0e2b\u0e32\u0e23\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2a\u0e35\u0e48\u0e22\u0e07 \u0e0b\u0e36\u0e48\u0e07\u0e0a\u0e48\u0e27\u0e22\u0e40\u0e2a\u0e23\u0e34\u0e21\u0e2a\u0e23\u0e49\u0e32\u0e07\u0e04\u0e27\u0e32\u0e21\u0e2a\u0e32\u0e21\u0e32\u0e23\u0e16\u0e43\u0e19\u0e01\u0e32\u0e23\u0e23\u0e31\u0e1a\u0e21\u0e37\u0e2d\u0e1b\u0e31\u0e0d\u0e2b\u0e32\u0e02\u0e2d\u0e07\u0e0a\u0e38\u0e21\u0e0a\u0e19\u0e41\u0e25\u0e30\u0e18\u0e38\u0e23\u0e01\u0e34\u0e08\u0e43\u0e19\u0e17\u0e49\u0e2d\u0e07\u0e16\u0e34\u0e48\u0e19 \u0e20\u0e32\u0e22\u0e43\u0e15\u0e49\u0e04\u0e27\u0e32\u0e21\u0e23\u0e48\u0e27\u0e21\u0e21\u0e37\u0e2d\u0e23\u0e30\u0e22\u0e30\u0e22\u0e32\u0e27\u0e04\u0e23\u0e31\u0e49\u0e07\u0e19\u0e35\u0e49 \u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48\u0e25\u0e35\u0e48\u0e21\u0e38\u0e48\u0e07\u0e43\u0e2b\u0e49\u0e01\u0e32\u0e23\u0e2a\u0e19\u0e31\u0e1a\u0e2a\u0e19\u0e38\u0e19\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e32\u0e01\u0e23\u0e17\u0e31\u0e49\u0e07\u0e17\u0e32\u0e07\u0e14\u0e49\u0e32\u0e19\u0e40\u0e17\u0e04\u0e19\u0e34\u0e04\u0e41\u0e25\u0e30\u0e17\u0e32\u0e07\u0e14\u0e49\u0e32\u0e19\u0e01\u0e32\u0e23\u0e40\u0e07\u0e34\u0e19\u0e43\u0e2b\u0e49\u0e01\u0e31\u0e1a\u0e42\u0e04\u0e23\u0e07\u0e01\u0e32\u0e23 Insurance and Risk Finance Facility (IRFF) \u0e02\u0e2d\u0e07 UNDP \u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e22\u0e01\u0e23\u0e30\u0e14\u0e31\u0e1a\u0e04\u0e38\u0e13\u0e20\u0e32\u0e1e\u0e0a\u0e35\u0e27\u0e34\u0e15\u0e17\u0e32\u0e07\u0e40\u0e28\u0e23\u0e29\u0e10\u0e01\u0e34\u0e08\u0e41\u0e25\u0e30\u0e2a\u0e31\u0e07\u0e04\u0e21\u0e43\u0e2b\u0e49\u0e41\u0e01\u0e48\u0e1b\u0e23\u0e30\u0e0a\u0e32\u0e0a\u0e19\u0e41\u0e25\u0e30\u0e1e\u0e37\u0e49\u0e19\u0e17\u0e35\u0e48\u0e17\u0e35\u0e48\u0e40\u0e1b\u0e23\u0e32\u0e30\u0e1a\u0e32\u0e07\u0e17\u0e35\u0e48\u0e2a\u0e38\u0e14\u0e43\u0e19\u0e42\u0e25\u0e01 \u0e42\u0e14\u0e22\u0e1c\u0e2a\u0e32\u0e19\u0e04\u0e27\u0e32\u0e21\u0e40\u0e0a\u0e35\u0e48\u0e22\u0e27\u0e0a\u0e32\u0e0d\u0e14\u0e49\u0e32\u0e19\u0e01\u0e32\u0e23\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e02\u0e2d\u0e07\u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48\u0e40\u0e02\u0e49\u0e32\u0e01\u0e31\u0e1a\u0e27\u0e34\u0e2a\u0e31\u0e22\u0e17\u0e31\u0e28\u0e19\u0e4c\u0e43\u0e19\u0e23\u0e30\u0e22\u0e30\u0e22\u0e32\u0e27\u0e02\u0e2d\u0e07 \u0e23\u0e30\u0e22\u0e30\u0e22\u0e32\u0e27\u0e02\u0e2d\u0e07 UNDP \u0e43\u0e19\u0e01\u0e32\u0e23\u0e2a\u0e19\u0e31\u0e1a\u0e2a\u0e19\u0e38\u0e19\u0e14\u0e49\u0e32\u0e19\u0e01\u0e32\u0e23\u0e40\u0e07\u0e34\u0e19\u0e41\u0e25\u0e30\u0e01\u0e32\u0e23\u0e1e\u0e31\u0e12\u0e19\u0e32 \u0e19\u0e2d\u0e01\u0e08\u0e32\u0e01\u0e19\u0e35\u0e49 \u0e20\u0e32\u0e22\u0e43\u0e15\u0e49\u0e04\u0e27\u0e32\u0e21\u0e23\u0e48\u0e27\u0e21\u0e21\u0e37\u0e2d\u0e14\u0e31\u0e07\u0e01\u0e25\u0e48\u0e32\u0e27 \u0e40\u0e08\u0e19\u0e40\u0e19\u0e2d\u0e23\u0e32\u0e25\u0e35\u0e48 \u0e41\u0e25\u0e30 UNDP \u0e22\u0e31\u0e07\u0e43\u0e2b\u0e49\u0e01\u0e32\u0e23\u0e2a\u0e19\u0e31\u0e1a\u0e2a\u0e19\u0e38\u0e19 InsuResilience Vision 2025 \u0e0b\u0e36\u0e48\u0e07\u0e23\u0e27\u0e21\u0e16\u0e36\u0e07\u0e01\u0e32\u0e23\u0e0a\u0e48\u0e27\u0e22\u0e43\u0e2b\u0e49\u0e1b\u0e23\u0e30\u0e0a\u0e32\u0e0a\u0e19\u0e17\u0e35\u0e48\u0e40\u0e1b\u0e23\u0e32\u0e30\u0e1a\u0e32\u0e07 500 [&hellip;]\" \/>\n<meta property=\"og:url\" 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